University of Cape Town
Financial Regulation in Emerging Markets and the Rise of Fintech Companies
University of Cape Town

Financial Regulation in Emerging Markets and the Rise of Fintech Companies

This course is part of Fintech Startups in Emerging Markets Specialization

Taught in English

Some content may not be translated

Co-Pierre Georg

Instructor: Co-Pierre Georg

10,734 already enrolled

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Course

Gain insight into a topic and learn the fundamentals

4.6

(156 reviews)

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97%

Beginner level
No prior experience required
13 hours (approximately)
Flexible schedule
Learn at your own pace

What you'll learn

  • How changes in the global financial regulatory environment have come to drive fintech innovations.

  • How technology, such as artificial intelligence and blockchain, make possible the rise of fintech companies.

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Assessments

12 quizzes

Course

Gain insight into a topic and learn the fundamentals

4.6

(156 reviews)

|

97%

Beginner level
No prior experience required
13 hours (approximately)
Flexible schedule
Learn at your own pace

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This course is part of the Fintech Startups in Emerging Markets Specialization
When you enroll in this course, you'll also be enrolled in this Specialization.
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There are 4 modules in this course

So you’re interested in the opportunities for fintech? I’ll be taking you back to the key events in the financial crises of the late 1990s and early 2000s in order to understand the growth of fintech in emerging markets. We’ll be looking at the basic mechanisms behind banking and what happened when the financial markets crashed. It’s essential for us to become familiar with the new financial regulations and how they create opportunities and constraints for fintech today. Over the four weeks of the course, you will be invited to think about how new financial regulations have spurred the rise of fintech companies in emerging economies.

What's included

12 videos4 readings3 quizzes1 discussion prompt

We dive into details of financial systems this week - looking at how banks function and are regulated. Using the Great Depression as a starting point, I describe what caused the collapse of banks a century ago, to reflect on the impact of the post-depression financial regulations that followed. These regulations included the establishment of international financial institutions that controlled current monetary policies. Being familiar with the current financial regulatory framework and where it comes from provides the basis for understanding the disruptions from the fintech innovations we will be covering next week.

What's included

12 videos3 readings4 quizzes1 peer review

We've now reached the heart of the course - looking at the context of fintech in emerging economies and what makes them different. To begin we will look at Initial Coin Offerings (ICO) which are one of the key mechanisms used fintech companies to finance themselves. We are going to focus particularly on South Africa, China, and Brazil, and I have a number of interviews with people involved in banking, financial regulation and fintech from these countries.

What's included

12 videos3 readings3 quizzes

In this last week of the course, we look at applications of fintech in emerging economies. I have selected two widely adopted applications to explore: peer-to-peer lending and remittances. Because of the costs of banking and the exclusion of millions from formal banking systems, entrepreneurs have been exploring innovative mechanisms to finance business by borrowing from peers. Fintech offers a fast and secure mechanism to transfer remittances that are being widely used across the world - and we will look at some examples. I also asked people from the banking sector to describe how large formal financial institutions are considering the impact of blockchain and other new technologies. At the end of this week, you will have a chance to apply what you’ve learnt in a final assignment.

What's included

13 videos2 readings2 quizzes1 peer review

Instructor

Instructor ratings
4.5 (27 ratings)
Co-Pierre Georg
University of Cape Town
5 Courses18,254 learners

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4.6

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