About this Course
4.8
32 ratings
13 reviews
100% online

100% online

Start instantly and learn at your own schedule.
Flexible deadlines

Flexible deadlines

Reset deadlines in accordance to your schedule.
Beginner Level

Beginner Level

Hours to complete

Approx. 13 hours to complete

Suggested: 10 hours/week...
Available languages

English

Subtitles: English...
100% online

100% online

Start instantly and learn at your own schedule.
Flexible deadlines

Flexible deadlines

Reset deadlines in accordance to your schedule.
Beginner Level

Beginner Level

Hours to complete

Approx. 13 hours to complete

Suggested: 10 hours/week...
Available languages

English

Subtitles: English...

Syllabus - What you will learn from this course

Week
1
Hours to complete
19 minutes to complete

Welcome to FinTech Law and Policy

In this course, you will learn about the critical legal, regulatory, and policy issues associated with cryptocurrencies, initial coin offerings, online lending, new payments and wealth management technologies, and financial account aggregators. In addition, you will learn how regulatory agencies in the U.S. are continually adjusting to the emergence of new financial technologies and how one specific agency, the Office of the Comptroller of the Currency, has proposed a path for FinTech firms to become regulated banks. ...
Reading
2 videos (Total 7 min), 2 readings
Video2 videos
What is FinTech?5m
Reading2 readings
Course Information10m
Legal Disclaimer2m
Hours to complete
1 hour to complete

The Evolving Relationship Between FinTechs, Regulators, and Traditional Financial Institutions

This module begins with a preview of the key regulatory challenges facing FinTech firms and provides several examples of what can happen when FinTech firms fail to comply with applicable laws and regulations. We then look at how the FinTech industry has evolved post-2008 - from a disrupt mentality to one of “strategic partnership” - along with corresponding FinTech industry investment trends. Next, we examine the challenges regulators face in responding to new FinTech developments and detail how several U.S. regulatory agencies have adjusted thus far. We conclude this module by exploring one specific regulatory approach, known as a “sandbox,” that has been deployed in other countries and in one U.S. state....
Reading
5 videos (Total 32 min), 3 quizzes
Video5 videos
Regulatory Challenges Facing U.S. FinTech Firms4m
FinTech Evolution and Investment Trends8m
How FinTech is Challenging Regulators7m
Regulatory Sandboxes6m
Quiz3 practice exercises
Graded Lesson Quiz10m
Lesson Quiz16m
Graded Lesson Quiz20m
Week
2
Hours to complete
2 hours to complete

Cryptocurrency and Initial Coin Offerings

This module first provides an overview of cryptocurrencies and distributed ledger technology, and then examines how cryptocurrency is regulated by various state and federal agencies. You will also learn how cryptocurrency is regulated as: money, a commodity, and property. The module concludes with an examination of initial coin offerings and their regulatory treatment. ...
Reading
6 videos (Total 47 min), 3 quizzes
Video6 videos
Regulating Cryptocurrency as Money8m
Regulating Cryptocurrency as a Commodity7m
Regulating Cryptocurrency as Property2m
Explaining Initial Coin Offerings5m
Regulating Initial Coin Offerings10m
Quiz3 practice exercises
Graded Lesson Quiz10m
Graded Lesson Quiz20m
Graded Lesson Quiz20m
Week
3
Hours to complete
2 hours to complete

FinTech Lending

This module will introduce you to the various types of FinTech lending models and the regulatory treatment of these lenders. You will learn how many FinTech lenders are partnering with regulated banks to get around the state-by-state restrictions that apply to non-bank lenders. ...
Reading
6 videos (Total 41 min), 3 quizzes
Video6 videos
U.S. and Global Landscape5m
Regulatory and Legal Considerations6m
Common Lending Models10m
Vulnerabilities of FinTech Credit6m
Additional Legal Considerations3m
Quiz3 practice exercises
Graded Lesson Quiz10m
Graded Lesson Quiz20m
Graded Lesson Quiz20m
Week
4
Hours to complete
1 hour to complete

Banking Regulation in the U.S.

Many FinTech firms are interested in becoming regulated banks. This module will teach you about the process of becoming a bank and the government agencies responsible for regulating banks in the U.S. We will look at the Office of the Comptroller of the Currency’s proposal to grant a new type of bank charter specifically for FinTech firms and the options currently available to FinTech firms that would like to become a bank. ...
Reading
3 videos (Total 28 min), 2 quizzes
Video3 videos
Special Purpose FinTech Charter11m
Industrial Loan Company5m
Quiz2 practice exercises
Graded Lesson Quiz10m
Graded Lesson Quiz20m

Instructor

Avatar

Lee Reiners, CFA

Executive Director, Global Financial Markets Center
Duke University School of Law

About Duke University

Duke University has about 13,000 undergraduate and graduate students and a world-class faculty helping to expand the frontiers of knowledge. The university has a strong commitment to applying knowledge in service to society, both near its North Carolina campus and around the world....

Frequently Asked Questions

  • Once you enroll for a Certificate, you’ll have access to all videos, quizzes, and programming assignments (if applicable). Peer review assignments can only be submitted and reviewed once your session has begun. If you choose to explore the course without purchasing, you may not be able to access certain assignments.

  • When you purchase a Certificate you get access to all course materials, including graded assignments. Upon completing the course, your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile. If you only want to read and view the course content, you can audit the course for free.

More questions? Visit the Learner Help Center.