University of Pennsylvania
FinTech: Foundations, Payments, and Regulations
University of Pennsylvania

FinTech: Foundations, Payments, and Regulations

This course is part of Fintech: Foundations & Applications of Financial Technology Specialization

Taught in English

Some content may not be translated

Christopher Geczy
Natasha Sarin

Instructors: Christopher Geczy

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Course

Gain insight into a topic and learn the fundamentals

4.6

(2,370 reviews)

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95%

Beginner level
No prior experience required
6 hours (approximately)
Flexible schedule
Learn at your own pace

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Assessments

4 quizzes

Course

Gain insight into a topic and learn the fundamentals

4.6

(2,370 reviews)

|

95%

Beginner level
No prior experience required
6 hours (approximately)
Flexible schedule
Learn at your own pace

See how employees at top companies are mastering in-demand skills

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This course is part of the Fintech: Foundations & Applications of Financial Technology Specialization
When you enroll in this course, you'll also be enrolled in this Specialization.
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There are 4 modules in this course

This module was designed to give you foundational overview of FinTech and robo-advising. You’ll identify the main goals of fintech and forecast the future of robo-advising by discussing Vanguard’s Personal Advisor Services. Through defining the market size, you’ll learn key areas in which fintech and financial apps have gained traction. And finally, you will analyze the reported valuations of selected robo-advisors and observe the growth of fintech in both insurtech and global markets. By the end of this module, you’ll be better able to assess the value of FinTech and robo-advising, and gain a better understanding of the future of fintech in various financial markets.

What's included

8 videos1 reading1 quiz

In this module, you’ll examine new attitudes towards financial advice and trust in the financial industry. Through close examination of the financial behaviors of millennials, you’ll gain a deeper understanding of the effects of technology in changing personal financial practices. You’ll also explore the emergence of risk aversion and impact investing due to changing ideas about the purpose of businesses. Then you’ll discuss the key components and characteristics of both a successful financial advisor and financial algorithms. By the end of this module, you will better understand the future of investing, and be able to utilize trust to overcome volatile markets and navigate complex decisions.

What's included

6 videos1 reading1 quiz

In this module, you’ll be introduced to the foundations of payment methods, and focus more closely on the history and regulation of payments. You’ll begin by examining the history and current global trends in payment methods by analyzing UnionPay. Then you’ll look at the evolution of credit cards, the two-sided payment markets, and the inherent issues of the credit card payment system. You’ll learn key aspects behind complex payment processes, the regulation behind payment methods, and promising solutions from fintech for concerns in the credit card market. By the end of this module, you’ll have a richer understanding of the growth of payment systems and their regulations, and of the impact of fintech in the future of payment systems.

What's included

11 videos1 reading1 quiz

In this module, you’ll be introduced to the concerns and innovations in financial regulation and focus more closely on the emergence of fintech. By discussing theoretical criticisms of regulation, you’ll gain a better understanding behind balance between regulation and innovation and the tradeoffs that come with the balance. Through analyzing the Great Recession of 2008 and its impact on regulations in the financial industry, you’ll study the emergence of fintech as an entrepreneurial solution for financial businesses. Through identification of fintech and outlining its massive growth, you will evaluate the main benefits and issues within this the emerging field. By the end of this module, you’ll be able to identify how regulations manage innovative approaches, and employ best practices of utilizing fintech in your organization while understanding the global landscape of fintech regulation

What's included

11 videos1 reading1 quiz

Instructors

Instructor ratings
4.7 (633 ratings)
Christopher Geczy
University of Pennsylvania
5 Courses78,920 learners

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