About this Course
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Start instantly and learn at your own schedule.
Flexible deadlines

Flexible deadlines

Reset deadlines in accordance to your schedule.
Beginner Level

Beginner Level

Hours to complete

Approx. 14 hours to complete

Suggested: Around 4 hours of videos in total, plus a final project requiring about 5 hours to complete....
Available languages

English

Subtitles: English
100% online

100% online

Start instantly and learn at your own schedule.
Flexible deadlines

Flexible deadlines

Reset deadlines in accordance to your schedule.
Beginner Level

Beginner Level

Hours to complete

Approx. 14 hours to complete

Suggested: Around 4 hours of videos in total, plus a final project requiring about 5 hours to complete....
Available languages

English

Subtitles: English

Syllabus - What you will learn from this course

Week
1
Hours to complete
2 hours to complete

Evolution vs Revolution

In this module, we will explore the nature of evolutionary versus revolutionary innovations and business transformations. Innovation disruption as a popular business concept will be examined in the context of the social and economic transformations enabled by FinTech innovations. A case example of peer to peer lending will be used to illustrate and explore these issues in a FinTech context....
Reading
6 videos (Total 59 min), 3 readings, 1 quiz
Video6 videos
1.2 What is disruptive innovation?10m
1.3 How does disruptive innovation change industries?10m
1.4 Evolutionary or revolutionary disruption?10m
1.5 Peer to Peer lending10m
1.6 Evolution vs Revolution Summary7m
Reading3 readings
Course Outline10m
Assignment & Grading10m
Is Uber a disruptive innovation?20m
Quiz1 practice exercise
Week 1 Quiz20m
Week
2
Hours to complete
1 hour to complete

Diversity of Impact

FinTech innovations are not uniform in their impact on and adoption by different participants in the global economy. Differences in adoption, attitudes, and capabilities will be explored based on country, size, age, and access to capital or technology in an effort to better understand the likely pace of adoption and transformation that will result from FinTech innovations....
Reading
6 videos (Total 49 min), 1 quiz
Video6 videos
2.2 East vs West11m
2.3 Big vs Small8m
2.4 Young vs Old10m
2.5 Haves vs Havenots10m
2.6 Diversity of impact summary4m
Quiz1 practice exercise
Week 2 Quiz20m
Week
3
Hours to complete
2 hours to complete

Predicting the Future of FinTech

Predicting the future is easy, but being right in what you are predicting is hard. One challenge in regard to understanding the impact of change in the future is that the pace of change is often more important than the eventual nature of market evolution. If change is fast, large established firms are likely to be disrupted and face new competitors that will challenge prior industry structures. When change is slower, or more evolutionary in nature, large firms have time to adapt and thrive in spite of change (although it still may be hard to change culture, even if the changes are slow). In this module, we will examine both the evolution of FinTech markets and capabilities, and the likely pace of changes....
Reading
10 videos (Total 94 min), 1 quiz
Video10 videos
3.2 Challenges of predicting the future8m
3.3 Look to the technology10m
3.4 Look to the markets (Part 1)10m
3.5 Look to the markets (Part 2)10m
3.6 Predictions by financial service (Part 1)10m
3.7 Predictions by financial service (Part 2)10m
3.8 Predictions by financial service (Part 3)10m
3.9 Predictions by financial service (Part 4)10m
3.10 Predicting the future of FinTech summary4m
Quiz1 practice exercise
Week 3 Quiz20m
Week
4
Hours to complete
1 hour to complete

Implications for Careers

For many learners, the most important part of this course is going to be "so how will this affect me?" In this module, we will discuss and examine implications for both firms and individuals working in these types of firms for their future careers. Some conclusions might be unexpected, such as the risk-adjusted rewards for employees of large, innovative firms might be higher than the average returns in society for smaller startup employees (the founders might get rich, but employees of small firms do not always share in these riches). While it might be good to stay with a large financial services firm that is investing in and adapting to changes in the financial services industry, the skills that are needed to be successful in any career in financial services are likely to change in the future, and employees who are willing to invest in developing new skills and talents are more likely to success in the future....
Reading
6 videos (Total 55 min), 1 quiz
Video6 videos
4.2 Career skills and requirements changing10m
4.3 Growth and decline in finance markets9m
4.4 Flexible employment & business structures9m
4.5 Innovation and failure10m
4.6 Implications for careers summary10m
Quiz1 practice exercise
Week 4 Quiz20m

Instructor

Avatar

Theodore Henry King CLARK

Associate Professor
Information Systems, Business Statistics and Operations Management Department

About The Hong Kong University of Science and Technology

HKUST - A dynamic, international research university, in relentless pursuit of excellence, leading the advance of science and technology, and educating the new generation of front-runners for Asia and the world....

About the FinTech: Finance Industry Transformation and Regulation Specialization

Objective This Specialization is intended for finance professional who are seeking to develop skills and understanding of FinTech. Through these four courses, you will cover FinTech foundations and overview, FinTech security and regulation (RegTech), FinTech risk management and FinTech disruptive innovation: implications to society, which will prepare you to become more confident and persuasive in your ability to analyze and make decisions regarding how to react to these changes. Key Benefits You will earn a FinTech specialization certificate offered by the HKUST and Coursera after completing all four courses. You can add to your resume and Linkedin profile which can benefit to your career in finance industry. Also you will gain knowledge and insights in FinTech for your current and future career development in Finance industry. Who is this Specialization for? Everyone who is interested in FinTech and wants to learn more is welcome and will benefit from this course, and is useful for finance executives, government officers, entrepreneurs, consumers and investors of FinTech. To know more... Find out more and watch the FinTech specialization promotional video on Youtube. https://youtu.be/MmqNLp4iuZE...
FinTech: Finance Industry Transformation and Regulation

Frequently Asked Questions

  • Once you enroll for a Certificate, you’ll have access to all videos, quizzes, and programming assignments (if applicable). Peer review assignments can only be submitted and reviewed once your session has begun. If you choose to explore the course without purchasing, you may not be able to access certain assignments.

  • When you enroll in the course, you get access to all of the courses in the Specialization, and you earn a certificate when you complete the work. Your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile. If you only want to read and view the course content, you can audit the course for free.

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