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Back to FinTech: Foundations, Payments, and Regulations

Learner Reviews & Feedback for FinTech: Foundations, Payments, and Regulations by University of Pennsylvania

2,259 ratings

About the Course

In this course, you’ll learn the key components of modern-day investment strategies which utilize fintech. Professors Natasha Sarin and Chris Geczy of the Wharton School have designed this course to help you understand the complex structure of payment methods and financial regulations, so you can determine how fintech plays a role in the future of investing. Through analysis of robo-advising and changing demographic forces, you’ll learn how basic elements of trust underlie complex choice architecture in investments and impact investing. You’ll also explore payment methodologies and how fintech is emerging as an entrepreneurial solution to both investments and payment systems. By the end of this course, you’ll be able to identify different financial technologies, and understand the dynamic between the innovations and regulations, and employ best practices in developing a fintech strategy for yourself or your business. No prerequisites are required for this course, although a basic understanding of credit cards and other payment methods is helpful....

Top reviews


Feb 11, 2022

Elaborate and easy to understand the basic concepts in Fintech. Both the instructors are very good and explained in a way which is easy to understand.

Looking foward to complete the certification.


May 24, 2020

Nice introductory course to FinTech. However, I do not recommend the course for learners without prior knowledge on financial instruments as the course may become technical from time-to-time.

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51 - 75 of 508 Reviews for FinTech: Foundations, Payments, and Regulations

By Neeraj K J

Jan 21, 2021

Learning got really simple & interesting with this course. Its to everyone's benefit in this era to understand the basics of fintech & how globe spanning this aspect is. This course does exactly that - gives a foundation to learn further on the FinTech space.

By Roberto H R

May 26, 2020

The course is amazing, there is a great amount of excellent content, I live in Mexico and there is this new law about fintech which limited many startups and emerging business, this course gave my a new panorama about what fintech is and what is about to be.

By Srinivasan K

Jul 5, 2019

The best course on FinTech landscape, great coverage on Fintech Sandbox and the faculty knowledge is so credible through their delivery depth. I do strongly recommend this course to all high-aspirants want to get into FinTech streams. Thank you very much.

By Joyce R

Mar 29, 2021

The professors were excellent. I love that they provided slides for their lectures. If in the future I need to remember a lesson from the course, I can just go back and re-read the slides. Thank you professors for an informative and helpful course.

By Varghese J

Aug 31, 2019

The Wharton School is an outstanding business school and has made a great decision in making Fin-Tech a specialization to study and explore. The course goes into depth and great detail. The quiz is up to the mark and challenge, as per the lectures.

By Fahd A A

Jun 19, 2020

This is the beginning of many more learning opportunities for me to excel in FinTech. It's my dream and my passion to be part of the FinTech fraternity. I love this sector and I want to do something in the FinTech space back home in Pakistan.

By Wolfgang P B

Nov 30, 2020

great course, learned tons and got hooked now! I want more. The intro to FinTech was eye-opening, so much more than the name FinTech might lead to think. Both professors come with a wealth of knowledge, really liked it much! thank you!

By Sridhar P

Sep 11, 2021

A very good foundational course for beginners as well as experienced professionals in Financial industry in terms how the innovations are continuing to evolve and the regulatory challenges associated with rapid growth of innovation.

By Chickee F

Jan 6, 2020

It gave a broader view of past, present and future of the finance space not only in the US but in globally, and the considerations innovators and regulators should be looked at when creating new fintech products and regulations.

By Krishnamurthi S V

Nov 21, 2021

Brilliant course material & content. Helps you in recapping it whenever possible. Prof Sarin's presentation, subject expertise and articulation were salient features of the course. Glad, I enrolled & completed this course.

By Asif K C

Jul 27, 2019

As an introduction to fintech this course was perfect. It was easy to follow and not too long. Perhaps I would have wanted a bit more depth but maybe that stuff will be covered in the next 3 courses of this specialization.

By Mark M

Jul 24, 2019

This is an great course to allow one to develop the foundations of understanding of FIntech in the market today.The course is primarily concerned with USA matters but ideas and issues are very well communicated.

By Jennifer F

Sep 10, 2019

This course was presented in a very clear and concise manner. Every word was purposeful, the material and examples were interesting. I have learned a lot and will be able to apply this knowledge immediately.

By Kashaf T

Mar 30, 2021

Thanks! I have learned a significant amount of information from this course. It helped me gain a broad insight into the world of fintech. I would further like to broaden my knowledge in this field of study.

By Bhuvan

Feb 12, 2022

Elaborate and easy to understand the basic concepts in Fintech. Both the instructors are very good and explained in a way which is easy to understand.

Looking foward to complete the certification.

By Babacar N

Sep 5, 2022

A very rich course in knowledge, approaches and concepts. This course allowed me to better understand the Fintech approach and the regulatory systems of the means of payment. Thank you very much

By Keydson

May 4, 2020

Achei o curso fantástico. Gostei das aulas e os exercícios foram bastante tranquilos.

Eu não tinha conhecimento sobre o assunto, e agregou muito naquilo que eu buscava aprender e entender.

By Supasuta C

Jun 26, 2021

Great and very insightful explanations! The course gives a comprehensive overview of the FinTech in many aspects and is suitable for those who want to grasp basic concepts of this topic.

By Baba G

Oct 21, 2020

I learned a lot, thank you.

However, India & Africa were completely overlooked and the african model is so new it'd deserve a section by it's own...

Looking forward to learning more !

By Dalrae J

Mar 2, 2020

It is a great elementary course for fintech workers, which states majorly about the economic history of foundation of fintech, which can easily be undermined by young fintech workers.

By Yankai J

Dec 24, 2019

I am a engineering student, and I need to learn some about blockchain. Fortunately, I participated in this class. I leaned some basic definitions about FinTech. They are very useful.

By Sujith T

May 18, 2021

Very well structured and highly informative course on the history and future impact of FinTech for consumers, businesses and most importantly developers of these FinTech solutions.

By Natasha I L

Apr 28, 2020

The way the class was structured, the concepts/examples were explained, were clear and straight to the point for someone who is new to this field of knowledge. Thank you very much.

By Emerson S

Apr 1, 2020

Exceptional. Nice pace and easy to understand. The tonality and delivery style of the presenters made the information much easier to digest, and it was not too technical.

By Lenka H

Dec 22, 2021

I gain an overview of robo-advisory, payments processing and regulations overview. This course became my backbone knowledge for further study of financial technologies.