Investments and securities serve as means to enhance personal and corporate wealth. A crucial aspect of this process is understanding the concept of the time value of money, which plays a vital role in balancing the risks and rewards associated with placing funds in various interest-earning accounts or investment vehicles. Additionally, business leaders must carefully consider the most effective strategies for funding the company's growth and ensuring access to capital. In this course, we will explore the relationship between risk and return and how corporations strike a balance between their cash needs, the complexities of being a publicly traded entity, and the introduction of shareholders and board members into the decision-making process.