John Wiley & Sons

Personal Finance Foundations Specialization

John Wiley & Sons

Personal Finance Foundations Specialization

Take Charge of Your Financial Future.

Build in‑demand financial literacy skills that pay off in your career and your life.

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Get in-depth knowledge of a subject
Beginner level

Recommended experience

4 weeks to complete
at 10 hours a week
Flexible schedule
Learn at your own pace
Get in-depth knowledge of a subject
Beginner level

Recommended experience

4 weeks to complete
at 10 hours a week
Flexible schedule
Learn at your own pace

What you'll learn

  • Develop the financial mindset professionals use — including risk tolerance, SMART goals & behavioral bias tools — to make confident money decisions

  • Use compound interest and time value of money calculations to evaluate saving, borrowing, and investing decisions.

  • Build a personal balance sheet and budget to track net worth, manage cash flow, and create a personalized financial plan.

  • Analyze diverse income sources — employment, self-employment, investment, capital gains, and government benefits — to grow and protect wealth.

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Taught in English
Recently updated!

May 2026

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Specialization - 3 course series

Financial Well-Being Foundations

Financial Well-Being Foundations

Course 1, 6 hours

What you'll learn

  • Describe how your financial knowledge, experience, risk tolerance, and feelings of control influence the way you view the financial world.

  • Explain how your human and social capital relate to your financial well-being.

  • Discuss how financial risk tolerance relates to financial goal achievement.

  • Describe strategies to overcome mental biases and improve financial decision making and well-being.

Financial Tools and Planning

Financial Tools and Planning

Course 2, 6 hours

What you'll learn

  • Calculate the effect of time and interest on financial decisions pertaining to planning, investing, and borrowing.

  • Describe how to use a balance sheet as a financial-management tool to track changes in assets, liabilities, and net worth.

  • Explain how to use a personal budget to track and forecast cash flow to achieve financial goals.

  • Describe how to create a personal financial plan.

Income, Wealth, and Benefits

Income, Wealth, and Benefits

Course 3, 5 hours

What you'll learn

  • Discuss how to create wealth through increasing income, limiting expenses, and investing in your human capital.

  • Compare the financial pros and cons of self-employment and the different ways to structure a business.

  • Explain how to use capital assets to produce income and build wealth.

  • Explain financial safety-net programs available to employees and those living in the United States.

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Instructor

Wiley Skills Network
John Wiley & Sons
88 Courses5,269 learners

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