Master banking operations, credit risk, and digital banking systems to build a strong career in finance and banking. Learn how to evaluate lending decisions, manage risk, and understand modern banking technologies.
This course provides a comprehensive, real-world approach to banking operations, covering everything from customer onboarding and deposit products to loan lifecycle management and risk assessment. You will learn how to evaluate creditworthiness, assess working capital, and apply collateral and documentation principles in lending decisions.
Through practical modules, the course explores legal aspects of banking, non-performing asset (NPA) management, and recovery mechanisms. You will also gain insights into modern banking systems, including payment processing technologies, core banking solutions, and cybersecurity practices to prevent fraud.
By the end of the course, you will be able to interpret banking procedures, analyze credit risk, and support secure financial operations in both traditional and digital banking environments.
Ideal for aspiring bankers and finance professionals, this course equips you with job-ready skills for roles in banking, financial services, and fintech.
This module introduces the fundamental concepts of banking, including core functions, organizational structure, customer onboarding processes, and regulatory compliance through KYC and AML. Learners will gain a strong foundation in how banks operate and manage customer relationships.
Das ist alles enthalten
8 Videos4 Aufgaben
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8 Videos•Insgesamt 71 Minuten
Basic functions of Banking•6 Minuten
Banking channels•12 Minuten
Organization chart of a bank•9 Minuten
Account opening process•9 Minuten
Opening of different types of accounts•10 Minuten
Need of KYC and AML•11 Minuten
Dormant accounts•6 Minuten
Nomination•8 Minuten
4 Aufgaben•Insgesamt 60 Minuten
Understanding Banking Basics•10 Minuten
Customer Onboarding Essentials•10 Minuten
Managing Customer Accounts•10 Minuten
Foundations of Banking Operations•30 Minuten
Deposit Products & Lending Fundamentals
Modul 2•2 Stunden abzuschließen
Moduldetails
This module focuses on deposit products and the principles of bank lending, including credit evaluation, working capital assessment, and risk mitigation through collateral and retail lending practices.
Das ist alles enthalten
8 Videos4 Aufgaben
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8 Videos•Insgesamt 52 Minuten
Non resident deposits•6 Minuten
Bank lending principles•8 Minuten
Further principles of banks•8 Minuten
Continuation of principles of banks•5 Minuten
Nonfunded based limits and its assessment•9 Minuten
Working capital and methods of assessment•4 Minuten
Continuation of Working capital and methods of assessment•5 Minuten
Securities, their charging and Retail loans•6 Minuten
This module explores the legal and technical aspects of banking, including types of securities, methods of charging assets, lending documentation, and the importance of proper documentation processes for enforceability.
Das ist alles enthalten
9 Videos4 Aufgaben
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9 Videos•Insgesamt 64 Minuten
Continuation of Securities‚ their charging and Retail loans•10 Minuten
Various forms of charging of securities•9 Minuten
Mortgages•4 Minuten
Assignment, Lien and Set off•8 Minuten
Lending terms and documents•8 Minuten
Continuation of Lending terms and documents•5 Minuten
Documentation•8 Minuten
Procedure for documentation•6 Minuten
Continuation of Procedure for documentation•6 Minuten
This module covers the complete lifecycle of loans, including post-disbursement monitoring, classification of assets, management of non-performing assets (NPAs), and legal recovery mechanisms such as the SARFAESI Act.
Das ist alles enthalten
8 Videos4 Aufgaben
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8 Videos•Insgesamt 40 Minuten
Post disbursement activities of bank•4 Minuten
Continuiation of Post disbursement activities of bank•5 Minuten
Non Performing Assets•4 Minuten
Continuation of Non Performing Assets•4 Minuten
Classification of assets•6 Minuten
Management of NPAs•5 Minuten
Continuation of Management of NPAs•4 Minuten
SARFAESI ACT, 2002•7 Minuten
4 Aufgaben•Insgesamt 60 Minuten
Post-Loan Monitoring•10 Minuten
Asset Classification & Recovery•10 Minuten
Legal Framework for Recovery•10 Minuten
Loan Lifecycle & Risk Management•30 Minuten
Digital Banking, Payments & Security
Modul 5•2 Stunden abzuschließen
Moduldetails
This module provides insights into modern banking systems, including payment processing technologies, core banking solutions, forex services, and cybersecurity measures to prevent digital fraud.
Das ist alles enthalten
9 Videos4 Aufgaben
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9 Videos•Insgesamt 54 Minuten
Processing of payments and CTS sytem•6 Minuten
Continuation of Processing of payments and CTS sytem•6 Minuten
Products of payment services•4 Minuten
Continuation of Products of payment services•5 Minuten
Collection Services and Forex•8 Minuten
Core Banking Solutions•6 Minuten
Internet frauds•5 Minuten
Continuation of Internet frauds•5 Minuten
Money Mule, Nigerian Scam and safety measures•8 Minuten
Welcome to EDUCBA, a place where knowledge is limitless! We provide a wide selection of instructive and engaging programmes designed to empower students of all ages and experiences. From the convenience of your home, start a revolutionary educational experience with our cutting-edge technologies courses and experienced instructors.
When will I have access to the lectures and assignments?
To access the course materials, assignments and to earn a Certificate, you will need to purchase the Certificate experience when you enroll in a course. You can try a Free Trial instead, or apply for Financial Aid. The course may offer 'Full Course, No Certificate' instead. This option lets you see all course materials, submit required assessments, and get a final grade. This also means that you will not be able to purchase a Certificate experience.
What will I get if I purchase the Certificate?
When you purchase a Certificate you get access to all course materials, including graded assignments. Upon completing the course, your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile.
Is financial aid available?
Yes. In select learning programs, you can apply for financial aid or a scholarship if you can’t afford the enrollment fee. If fin aid or scholarship is available for your learning program selection, you’ll find a link to apply on the description page.