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Financial Statement Analysis for Credit Decisions

Ce cours n'est pas disponible en Français (France)

Nous sommes actuellement en train de le traduire dans plus de langues.

Financial Statement Analysis for Credit Decisions

Ce cours fait partie de Spécialisation "Credit Analysis and Risk Modeling"

Instructeur : EDUCBA

Inclus avec

3 modules

Obtenez un aperçu d'un sujet et apprenez les principes fondamentaux.

7 heures à compléter

Planning flexible

Apprenez à votre propre rythme

3 modules

Obtenez un aperçu d'un sujet et apprenez les principes fondamentaux.

7 heures à compléter

Planning flexible

Apprenez à votre propre rythme

Ce que vous apprendrez

Analyze financial statements to assess corporate creditworthiness.
Evaluate business risk, management quality, and competitive position.
Apply ratio analysis and cash flow metrics for lending decisions.

Compétences que vous acquerrez

Catégorie : Cash Flows
Catégorie : Balance Sheet
Catégorie : Competitive Analysis
Catégorie : Financial Acumen
Catégorie : Business Metrics
Catégorie : Financial Statements
Catégorie : Finance
Catégorie : Commercial Lending
Catégorie : Accounts Receivable
Catégorie : Financial Data
Catégorie : Financial Statement Analysis
Catégorie : Accounts Payable and Receivable
Catégorie : Lending and Underwriting
Catégorie : Financial Analysis
Catégorie : Working Capital
Catégorie : Risk Analysis
Catégorie : Corporate Finance
Catégorie : Credit Risk

Détails à connaître

Certificat partageable

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Récemment mis à jour !

mai 2026

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11 devoirs

Enseigné en Anglais

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Ce cours fait partie de la Spécialisation "Credit Analysis and Risk Modeling"

Lorsque vous vous inscrivez à ce cours, vous êtes également inscrit(e) à cette Spécialisation.

Apprenez de nouveaux concepts auprès d'experts du secteur
Acquérez une compréhension de base d'un sujet ou d'un outil
Développez des compétences professionnelles avec des projets pratiques
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Il y a 3 modules dans ce cours

Learn how banks and financial analysts evaluate the creditworthiness of companies using financial data and business insights. Build practical skills to assess risk, interpret financial statements, and support lending decisions.

This course provides a structured introduction to corporate credit analysis. You will learn how credit rating agencies evaluate companies, understand the importance of promoters and management quality, and analyze business strength and competitive positioning. You will develop strong financial analysis skills by examining profit and loss statements, balance sheets, and cash flow data. The course also covers key working capital components such as receivables and trade creditors, helping you assess liquidity and operational efficiency. Through practical examples, you will learn how to interpret financial ratios, evaluate profitability and coverage metrics, and analyze liability structures to determine a company’s ability to meet its financial obligations. By the end of the course, you will be able to confidently assess corporate creditworthiness and apply structured analysis techniques in banking, credit rating, and investment decision-making.

Détails du module

This module introduces the fundamental concepts of credit rating and explains how rating agencies evaluate the creditworthiness of companies and financial instruments. Learners explore the role of major credit rating agencies, the influence of promoters on corporate credibility, and the importance of rating monitoring and rating watch in maintaining up-to-date credit assessments.

Inclus

5 vidéos3 devoirs

This module focuses on assessing the qualitative and operational aspects that influence a company’s credit profile. Learners examine management quality, competitive positioning, and financial statement interpretation, along with key working capital components such as receivables and trade creditors that affect operational efficiency and liquidity.

Inclus

6 vidéos4 devoirs

6 vidéosTotal 59 minutes

Quality Management11 minutes
Competitive Postion12 minutes
P and L Account9 minutes
Balance Sheet Assets10 minutes
Account Receiveable Operation9 minutes
Trade Creditor8 minutes

4 devoirsTotal 60 minutes

Evaluating Business Strength30 minutes
Management Quality & Governance10 minutes
Reading Financial Statements10 minutes
Working Capital Management10 minutes

This module explores the financial metrics used by credit analysts to evaluate a company’s repayment capacity. Learners examine cash flow analysis, financial ratios, profitability indicators, and liability structures to understand how financial data supports comprehensive credit risk evaluation.

Inclus

6 vidéos4 devoirs

6 vidéosTotal 60 minutes

Cash Flows Assets7 minutes
Ratio Ananlysis12 minutes
Ratio Ananlysis Continues10 minutes
Coverage Ratio10 minutes
Profitability Ratio11 minutes
Total Liabilities10 minutes

4 devoirsTotal 60 minutes

Financial Analysis for Creditworthiness30 minutes
Cash Flow Assessment10 minutes
Ratio Analysis Deep Dive10 minutes
Profitability & Liabilities Evaluation10 minutes

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