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Banking and Financial Institutions

Banking and Financial Institutions

This course is part of Managerial Economics and Business Analysis Specialization

Instructor: Rustom Manouchehri Irani

35,043 already enrolled

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4 modules

Gain insight into a topic and learn the fundamentals.

299 reviews

Intermediate level

Some related experience required

Flexible schedule

2 weeks at 10 hours a week

Learn at your own pace

97%

Most learners liked this course

4 modules

Gain insight into a topic and learn the fundamentals.

299 reviews

Intermediate level

Some related experience required

Flexible schedule

2 weeks at 10 hours a week

Learn at your own pace

97%

Most learners liked this course

What you'll learn

Appreciate how money and finance can benefit the real economy.
Describe how modern banks earn a profit.
Compare and contrast banks with other providers of debt finance and payments.
Explain why financial regulations are needed and their impacts.

Details to know

Shareable certificate

Add to your LinkedIn profile

Assessments

16 assignments

Taught in English

91%

of learners achieved a positive career outcome

See how employees at top companies are mastering in-demand skills

Learn more about Coursera for Business

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Build your subject-matter expertise

This course is part of the Managerial Economics and Business Analysis Specialization

When you enroll in this course, you'll also be enrolled in this Specialization.

Learn new concepts from industry experts
Gain a foundational understanding of a subject or tool
Develop job-relevant skills with hands-on projects
Earn a shareable career certificate

There are 4 modules in this course

The purpose of this course is to provide you with a basic understanding of the connections between money, the financial system, and the broader macroeconomy. We will examine the economics of modern financial institutions (e.g. banks), including how they are organized, the products and financial services they offer, the risks they take, why and how they are regulated, and how this has changed over time. We will develop a conceptual framework that will allow us to assess how recent financial regulations as well as innovations in finance (e.g., securitization, fintech, cryptocurrencies) may influence the macroeconomic, financial, and business environment.

Module details

You will become familiar with the course, your classmates, and our learning environment. The orientation will also help you obtain the technical skills required for the course. This module will then provide a broad overview of money, the financial system, and how this all connects with real economic activity.

What's included

11 videos6 readings5 assignments1 discussion prompt1 plugin

11 videosTotal 83 minutes

Learn About the Course and Your Instructor5 minutes
The Impact of the Gies Community2 minutes
Module 1 Overview2 minutes
Money and Its Functions8 minutes
The Payments System8 minutes
Money and Inflation10 minutes
What Does the Financial System Do?6 minutes
Financial Markets Versus Financial Institutions12 minutes
Banks Versus Non-Banks6 minutes
Overview of Non-Banks12 minutes
Financial Development and Economic Activity13 minutes

6 readingsTotal 60 minutes

Syllabus10 minutes
Coursera Coach10 minutes
About the Discussion Forums10 minutes
Online Education at Gies College of Business10 minutes
Updating Your Profile10 minutes
Module 1 Overview10 minutes

5 assignmentsTotal 135 minutes

Money and Finance Graded Quiz60 minutes
Orientation Quiz30 minutes
Lesson 1-1 Practice Quiz15 minutes
Lesson 1-2 Practice Quiz15 minutes
Lesson 1-3 Practice Quiz15 minutes

1 discussion promptTotal 10 minutes

Getting to Know Your Classmates10 minutes

1 pluginTotal 15 minutes

Welcome! Please Tell Us About Yourself15 minutes

In this module, we are going to zoom in on the business model of modern banks.

What's included

12 videos1 reading4 assignments1 peer review

12 videosTotal 88 minutes

Module 2 Overview1 minute
Early Banking in the United States9 minutes
Bank Holding Companies6 minutes
Deregulation and Modern Banking5 minutes
Bank Types and Borrowing8 minutes
Bank Lending6 minutes
Changes in the Lending Process5 minutes
How Are Investment Banks Organized?7 minutes
Investment Banking Activities8 minutes
Balance Sheet13 minutes
Off Balance Sheet11 minutes
Income Statement8 minutes

1 readingTotal 10 minutes

Module 2 Overview10 minutes

4 assignmentsTotal 105 minutes

Modern Banking Graded Quiz60 minutes
Lesson 2-1 Practice Quiz15 minutes
Lesson 2-2 Practice Quiz 15 minutes
Lesson 2-3 Practice Quiz15 minutes

1 peer reviewTotal 60 minutes

Financial Institutions Peer Review Assignment60 minutes

In this module, we are going to focus on the sources of profit at modern banks and the various risks surrounding these profits.

What's included

9 videos1 reading3 assignments

9 videosTotal 66 minutes

Module 3 Overview1 minute
Bank Equity Capital5 minutes
Measuring Bank Performance8 minutes
Overview of Risk7 minutes
Credit Risk12 minutes
Interest Rate Risk11 minutes
Liquidity Risk9 minutes
Market Risk8 minutes
Operational Risks4 minutes

1 readingTotal 10 minutes

Module 3 Overview10 minutes

3 assignmentsTotal 90 minutes

Risk and Return Graded Quiz30 minutes
Lesson 3-1 Practice Quiz30 minutes
Lesson 3-2 Practice Quiz30 minutes

In this Module we are going to study why the government regulates banks, and what this regulation looks like in practice.

What's included

10 videos3 readings4 assignments

10 videosTotal 65 minutes

Module 4 Overview1 minute
Goals of Financial Regulation9 minutes
The Government Safety Net9 minutes
Case Study: Interventions in 2007-20095 minutes
Bank Regulation9 minutes
The Supervisory Process6 minutes
Stress Testing6 minutes
Too Big to Fail10 minutes
Defining Shadow Banking5 minutes
Case Study: Money Market Mutual Funds5 minutes

3 readingsTotal 30 minutes

Module 4 Overview10 minutes
Congratulations on completing the course!10 minutes
Get Your Course Certificate10 minutes

4 assignmentsTotal 120 minutes

Regulation Quiz30 minutes
Lesson 4-1 Practice Quiz30 minutes
Lesson 4-2 Practice Quiz30 minutes
Lesson 4-3 Practice Quiz30 minutes

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Build toward a degree

This course is part of the following degree program(s) offered by University of Illinois Urbana-Champaign. If you are admitted and enroll, your completed coursework may count toward your degree learning and your progress can transfer with you.¹